I agree: you have a lot of international exposure. I personally feel comfortable with about 15- 20 % with 5% emerging markets. I take a very simple approach. A nice Large Cap blend (50 - 60%) with 20% bonds and the above foreign exposure. Index if you can.

someone else commented about the large % intl,  which I don't have a problem with in current conditions, +1or2 yrs.  I'm 70% intl.  78% of the world market is outside the US, Fido stat.

I have some concerns about having 20% in any single fund.  As you may know there are some long discussions on cmg funds on this board.  I don't own any, so I can't comment there.  Maybe I should buy some..  I don't hold any more than 10 % in a single fund.  I may hold more on a market region, such as latin am,  holding prlax and flatx, I do watch for overlap in these conditions.

I would look to gain exposure in bric countries, namely russia, mid east right now.  I graph my holdings (via fido big charts) daily, and the shape of the russia charts is definately different than the others.  and eurox, letrx has been consistenly 30+% for 5 yrs now..

You are young, so don't get emotional if there are big short drops, 1 or 2 days down, because there are big gain days as well.  Stay passionate about your investements, meaning watch them like a hawk.  Compare them against their peers in the same investment grouping.  If they go from top 10% as compared to peers to the bottom 80 % peer rating,  then get out!

adapt to 'follow the money', look for markets that are always the top short term returns and see if you have exposure in these areas.  If not, then why?  I don't jump to every hot market, but I do try to understand why they are hot,  such as gold this past yr.

If you are in the better funds, top 20%, then you'll do good.  Make sure you are in funds that don't correlate, you'll come out ahead with less risk, another fido stat.

Have fun!

Kerryvan,

Please tell us how to get to "Fido Big Charts" assuming you have an account at Fido. My search at Fido site on "Big Charts" got nowhere. Thanks in advance. KM

the bigcharts are the charts in the portfolioResearch tab.  If you notice closely all the graphs are provided by bigcharts.  you can select the timeframe at the top of the screen.  It will plot a chart for every holding you have all on the same page if you scroll.

I look at the shape of the chart, to sse how they are over time to see if they are very correlated.  probably not the best way, but it does show differences.  or you can go to the site bigcharts dot com,  I don't know if you can plot them all at once, never tried.

Kerry,

Thanks! Since the Fido site is in "maintenance" mode at this point (Saturday night), I shall try tomorrow morning to find out. BTW, I do occationally use BigChart.com to compare NAV changes. I don't believe BigCharts.com's charts reflect dividend/distribution but pure NAVs. Thanks again. KM

OP, I didn't mean to deviate from your original subject.

ignatz:

Hmmm. Your holdings add up to 76.2%, so it's a little tough to comment.

My apologies.  In my haste to post I forgot my Vanguard Small Cap Index Fund.  I have fixed it now.

bigsteve:

You really have alot in foreign, in my opinion.  I just xrayed CGMFX and FAIRX and found quite a bit of int'l, then you have another ~ 25% foreign in the other funds. 
The lack of bonds is probably not a great idea either. 
Having 22% in a fund as potentially volatile as CGMFX is risky.
You said you wanted an aggressive portfolio, and you certainly have one.  And at age 39, you might want to rethink the assumption of working another 20-25 years.  That might be a stretch.

Theses are just my quick thoughts, and I am far from an expert, but I suspect most folks here will agree with my observations.  If you can stomach the volatility and risk of such a portfolio, more  power to you.

Big Steve

Steve I really appreciate the advice.  I'll look to back off my position on CGMFX.  

I'm intrigued by one comment you made though.  How would you know that it was a stretch on my retirment target unless you knew how much money I had already saved for retirement?  Between an IRA rollover and 2 401K's, my wife and I have been saving since we were 24.

Thanks

BUBEAR 

I'd disregard the % in foreign comment,  but I'm 70+% foreign until the dollar, US market and elections settle down.  Euros will be dropping as well..

Congrats on your ability to save.  I'm younger than your retirement age target, and comtemplating retiring.  My issue is how much is enuff?  Our current spend rate is low and based on the retirement calculators I should do okay..  I trust them as much as I trust investment advisors...  So I'll have fun working for a while.

Just invest in the best of the best, and smile when you can retire...