When my company first offered the brokerage, I jumped in.  It was great with one exception, I was limited to only have 30% in the brokerage side.  I did one more large transfer, thinking I could do this every few months.  I became fustrated!!  My brokerage side was out performing the 401k side due to my choice of investments...  My 401k side was getting the automatic investments via payroll, and It was stuck on that side..

Instead of re-investing in the brokerage on a monthly basis I could only due it a couple times a yr.  for a few k each time.  My 401 k side was my lowest performance funds in my portfolio.  I decided due to fund choice to use the 401k as the 'core' holding and the brokerage side for momentum investing.

I wish the entire portfolio could be on the brokerage side.  When you transfer treat it as a 1 time event.  There are some other advantages, if you are not 100 % vested, but they are not worth explaining here...

I would ditto Exactduke's post.  There is some benefit to having more choices, but you have to have the desire to do the research to screen your choices from the much larger universe of funds.

erryl

Erryl and Exact I here you and thank you.  But I am more than willing to stay abreast of things and do research ongoing.  With that in mind...does anyone have a fund or two they would buy as must haves if they could access it like I will be able to through BrokerageLink.  Thanks

china plays: dpcrx, mchfx

russia plays: eurox, letrx

mid east: tramx, tremx

latin am: prlax, flatx

broad em: fdivx  you are in..

Wow, this is my portfolio in foreign,  minus the india plays...

I own HIINX, a more value multicap fund than FDIVX (LCG).  I also really like JETAX as a diversified foreign fund core holding.

For specialty funds, I like FICDX and FNORX.  From the supermarket, MAPIX is good. I own MPYMX.

erryl

 

Collecting too many managed funds can be a headache when you have to track their performance, holdings, manager chanes etc.

 I prefer VWO (Taxable), SSEMX (IRA) for core emerging markets holding and then branch out using DGS (EM small cap, IRA). These are inexpensive funds covering several EM countries.

I am looking forward for EM real estate fund - cannot find one. IGR kind of international RE funds hold little bit  in Hong Kong.