Well? Let me get this straight..
Your going to invest btwn $100k-$250k and your "concerned" about a $500 transaction fee to buy some 10 funds? that has produces a 25% apy? Seems to me your being alittle unreasonable.. Even thru Vanguard at a Cost of $35 per fund trade is $350. You think your being just alittle "Penny wise and a Dollar Foolish"? and as for having to pay a transaction fee everytime you want to add new $? I have to also to any of my funds, except maybe if you only use Vanguard funds..then again, look at their rtns..
Also, I surely don't invest into a Fund, let alone a portfolio based upon just it's past 5 yrs..These last 5 yrs have been all Bull market yrs... So? How did it do prior to that? Like during 1998 and 2000-2002? and it's past 8-10 yr apy?
I think your doing what is called a little "'Performance chasing", wihtout doing more Research.. Especially Investing such a larger amount.. Of course if it's a Smaller % of your Total $? Then it's Not a big deal... so everything is relative..
And isn't he in Texas? Lives Near the Bush ranch? He's not too far from the Mexican Boarder and can be in Mexico with your $ in a Heartbeat.... and Being a Yankee, I surely don't trust many from Texas myself..LOL
