You can save a lot of money [i.e. the 4.25% front load] and get better performance if you  invest in Templeton's GIM and/or TEI.  They're both managed by the same highly-respected and successful Dr. Michael Hasenstab [see his interview in Barron's back in October 2007] who manages TPINX.

Both TEI and GIM are up double-digits YTD and are selling at a discount, albeit GIM's discount is pretty small; but until recently it was selling at a premium.

According to Morninstar data, GIM is currently yielding 11.43% and TEI is yielding 9.12%.  Just what "The Doctor" [i.e. Hasenstab] ordered for retirees like me who need the income!

I like VIPSX too; it's my largest mutual fund holding. You can't go wrong with it; look no further--it is the best of all the TIP's funds. 

[Full disclosure: I own TEI and GIM.] 

Jagor