Hello and Welcome also.

Lorna is right about first knowing your investing philosphy and goals would be a great help before suggesting funds.

At first glance I noticed you have both Vanguard and T. Rowe Price funds.  And you have Target Retirement funds from both families available?

Here's an idea.

What do you think about the Active versus Index debate?  You could have the best of both worlds by just simply splitting your total balance into 2 parts.  Place $80K in a Vanguard Target Date Fund(The Indexing Method), and the other $80K in the TRP Target Date Fund(The Active Management Method).  Then you would have a real live, 20-Year horse race.  I would bet that after 20 years there would not be that much difference in the 2 funds' finish.

Coy

You have a good line-up of funds.  But a preliminary allocation would be

35% Vanguard insit. large caps
15% Vanguard mid cap index
05% Vanguard small cap index
20% pttrax
20% Vanguard international index
5% cash

This is just how I might allocate.  But you do have a good selection of funds in your 401k.  Many different ways to allocate.  I am also a big fan of TRP's managed funds.  A nice portfolio could have been build thru TRP's funds in your plan.

Sorry for taking so long to post back. Been really busy and to be honest, had some problems getting back on the site. Philosophy, I guess that is part of what needs to be developed. I never had much more goal then to have as much money in the pot as possible when it comes time to reitre. Currently the funds are as follows.

PRMSX - 23.4%

PRFDX - 30.7%

PRGFX - 21.7%

PRNHX - 16.6%

PRSVX - 7.7%

These elections were made when the funds available to us were very limited. I made the mistake early on of not putting a lot of thought into it and had just a couple of funds to start out with, but tried to expand to some other funds such as small cap and new horizons.  Figure I can still accept risk with 20 years left before I will ever touch the money. I did jump on PRMSX when it was around $16 with the belief that new markets would come to light with a basic shift in the economics from manufacturing to service. At least that one has panned out well.

 So, in short, just trying to get the most bang for the buck and that may need a philosophy adopted. Also, trying to plan for when it would be appropriate to move the money into less volatile funds as I approach retirement.

Thanks