I called TIAA-CREF this a.m. to find out a specific fact about my group RA plan; namely, whether it allowed Transfer Payout Annuity funds to be sent to an IRA outside TIAA. The "wealth management advisor" questioned me at length about why I might want to do so and went on and on about the many options offered by TIAA-CREF.

He also acted as though the company would be doing me a big favor by giving me back my TIAA Traditional funds over a 10-year period. Yes, I know the interest rate has been good, but not THAT good.

Of course, I understand that the company does not want to lose my business. But when I have a simple question, I do not want to listen to a high-pressure sales pitch.

Has anyone else had an experience like this? Frankly, it makes me want to take all my money out, as fast as possible, and send it to T. Rowe Price or Vanguard.