Looks like the TIAA RE is shooting for 2% this year if the first half year holds true for the second half, while traditional offers higher returns.

Don't want to be marked as a market timer, but TIAA RE seems a little more predictable. Credit crunch has been a dragging factor on business RE sector. Some frequent posters did the same thing here.

OK, I know I may be a market timer indeed ....

PS. I am at my middle 30s. Right now, I have about half RE and half traditional at TIAA. Equities are held at Fidelity and Vanguard.