tar42:

Hopefully investors won't rely on all information to be gospil and I surely don't feel the investors that seek out information from the likes of Jim Jubik, Morningstar and many of the magizines that offer quality should consider that information porn. That you consider any information that doesn't reflect passive investing porn, I would say that it is you that has a very narrow approach to investing. Who are the lemmings, Chin? Seems to me it's the "my way or no way (the Diehards that can't see any way but their own and hav pape upon page of ready quotes to throw at anyone who doesn't veiw passive investing as their cup of tea.

Give credit to the investors that rely on good DD, Chin, rather than always telling them they are being mislead. Maybe, just maybe, the active investor on M* forums understand a little better than you think.

Tim

There have been thousands of posts just like this one Tim, those who came over here crying those mean ole Diehards will not let them discuss managed funds, but I have yet to see the first actual discussion of managed funds.

You say DD, but have yet to offer your first consideration of a fund other than past performance. There has been no DD I can see. You never even mentioned individual equities until more recently, then turn around and say you have been buying individual equities for 40 years. I have read what you have been writing here, and have paid attention.

If you had paid any attention to anything I have offered, you would notice I have thought out my strategies well, and offered a number of different strategies for folks to look at and discuss. I haven't suggested anyone invest in any way, only offer my thoughts _for discussion_.

If you have a market beating strategy in investing in mutual funds or individual equities, let's discuss it. What do you look at when looking at stocks? How do you adjust current earnings? How do you adjust for reinvestment needs? How do you account for such entries as Employee Stock Options, Off Balance Sheet Debt and Special Purpose Entities? What do you use for a discount rate? -- risk free rate? -- -- equity risk premium? -- beta? -- D/E?

I would love to discuss individual equities. That is my specialty, as I have offered, I took the MBA courses in equity valuation and corporate finance -- for the education benefits! It was due to this education I recognized I stood a better chance of actually beating the market by investing in sectors and sub-sectors of the market that are undervalued, and I don't even have to concern over the investment losing everything or losing to a point that is unrecoverable.

What stock have you invested in, and why? What strategy do you have for investing in anything?

If you know what you are doing, you do not have to follow the Wall Street media that has steered so many wrong.

I am more than willing to consider and discuss anything you have to offer. It is just you offer nothing to consider other than claiming you have done something in the past. Let's discuss what you are doing right now. What are these fantastic picks in stocks you are so sure of? Instead of claiming you can do it, show me how you do it. It shouldn't be so difficult. I'm sure you will not lose me.

Teach me what Aswath Damodaran of Stern U, NY, who teaches these young MBAs how to value stocks, could not.

Give me something besides my way to consider, instead of crying, Oh! It's your way or the highway.

Crying about the Diehards teaches me nothing.

The lemmings are those who follow Wall Street, and as far as that goes, the analysts, stock brokers, and CFPs such as you learned. What is the difference in putting faith in the CFP or putting faith in these journalists. They all look at something they think they can sell and offer it up, they're all prostituting, just in different ways.

What we have here is an opportunity to learn from each other. An opportunity to think for ourselves, as opposed to being sheep following some shepherd, the Wall Street Money Machine, built to separate you from your hard earned money. M* is a part of that machine, just as those other sites and rags you have mentioned in the past.

Whether it a CFP or a journalist, they still put their britches on the same way we do. We don't need them for our truths if we have a little confidence in our own intelligence, and the capability of using a little common sense.

I have offered my strategies, and will continue. What _where_ are yours?

Chin