In those Funds? I would be worried.. Feel Like a 
..LOL! Not to worry> I've Been there, Done that , many -a-times...
FBALX takes too many risks and subject to Some Good (Bad) downturns and should have been doing alot better over the past 8 yrs than it has..
FAIRX? Yeah, it's ok.. but Eversince he Moved from being a Mid cap to Large Cap? It's Bitting him in the Bud... I reduced my $ in it since Last yr.. He better recover at least +20-30% by End of yr to end up +10-20% or he's going to be in the dog house...
LLPFX? Only has done about 6-7% past 10 yrs? for an All Equity Fund...Why Bother?
BPTRX? OUCH! Might as well be palying Craps in Vegas with this one...
Did a EG Edwards Guy Con you into buying these last 2 funds? LOL
If THIS current Market is painfull to you? Wait until things Improve (Probably 4th qtr) and time to ReEvaluate your Risk Tolerance...( And Ripley's Believe it Or Not? This Downturn is a GOOD Thing For you, in your Early days of Learning about Investing..)
If Don't Like Loosing more than (10%) ? Then Maybe best to just move 90% into More Conservative Balance Funds like FPACX, OAKBX, PRWCX,PRPFX and go play with the remaining 10%.
And whenever someone asks me about their Investment Choices? I ask them:
Well, How'd you like a repeat of the Yrs of 2000-2002' Feel to you? Let's Look those choices of yours up and see how they did....( and Let's Look at 1998/99 and 87' while were at it )
It's not likely, but it IS possible...
Now, how good do you feel about your Choices? Really think you can tolerate those kinds of Losses during those times? While actulay writting the #'s out ad subtracting accordingly, every yrs losses and then Write in bigger #'s how little is left going into yr 2003...
There, Fell better now?
