Perhaps I am totally off base here Scott, I mean I really dont know you, only familiar with your recent string of posts.  So please forgive me and try to take this as its intended, constructive criticism.

Your all over the place dude, which IMO,  is going to hurt your reply count exponentialy going forward.  

I thought you were just contemplating making some of these investments just a week or so ago?  Maybe I am wrong.  Now your ready to bail?  Didnt you just advise someone else a few hours ago that this was a great time to buy FBAL? 

I think you need to re-tool your toolbox and rebuild your knowledge.

Hey like you said, your young, so your allowed plenty of mistakes.  Hell, you know more than I did (atleast about investing) when I was 25.  I think you could do well if you can get a grip and stop chasing "good managers" and focus more on your education, allocation, goals, strategy, etc.....

Scott, I have a hint for you............YOU MAY BE TAKING ON MORE RISH THAN YOUR COMFORTABLE WITH!  Its not just about the time horizon.  I think this is great for you to learn your risk tolerance now early on.  You may actually find you can handle this.

Good Luck, Really really.

Hope this helps,

Brian