Are we looking at the same chart.  Fleeting?  LOL.  CGs have grown every year since 2003.

Anything to support your claims?  Nope.  And you make them after DODBX just raised its CG over last March by 70+%.

Chicken Little?

You just don't get it, Taylor.

60% VWINX and 40% VWELX gives me a current yield of 4.3% + plus plenty of growth for inflation.

Funds that yield a retirees complete expense needs don't have to increase their payout when they continue to pay good CGs so you can buy more shares.  The payout increases because the shares increase.

Wellesley and Wellington already have 2% realized CGs this year just waiting to be distributed in Dec.  They may well have more by the end of the year.

You just can't accept the fact that there are many ways to fund a retirement successfully.

Stick with what you know.  You are embarrassing yourself with this line of nonsense.

best,

Bill