World Regions

Total Exposure (% of Stocks) U.S. & Canada 72.20 Europe 16.61 Japan 3.83 Latin America 2.24 Asia & Australia 4.05 Other 1.07   Not Classified 0.00

This is what scares me the most...

I would increase the number of funds, such that 10% max is in any given fund

I would put more in EM, esp BRiC regions,  A few Diversified Global stock funds, perhaps a tramx, tremx,...   Look for Posts with El-Erian mentioned... a good read..

I don't like bonds,  but if you want bonds go to global bonds.    The other weakness is commodities,  which I have as well in my portfolio...  I'm looking at dxctx or pcrix type funds...  both new, no records to mention..

more later..