Welcome to the TRPeepz...love your handle.

At 22, you are financially wiser than I am at....well, wayyyyy over the age of 22.:)

Whether we're in a market correction or a growly bear, and reasonable minds will differ on this, you're probably in a buying opportunity scenario of a generation with your long, long horizon.   

Just a couple of questions pop into mind:

1.  "Too many funds" is subjective, I realize.  Some people do well with a dozen, others are diversified and happy with 2 or 3.  Since it appears your investment program is in its startup phase, are you comfortable with DCA'ing into 6 or more?  If you had to pick just 1 or 2 for now, do you know which ones you'd choose?

2.   Do you have a short-term bond or money market fund for your "just in case" moments, or for any buying on a dip additional opportunities that may pop up?

No real suggestion, tin8shusd, just some ideas to toss around in your brain.

Best of luck to you. 

:)

Hetty