Inadvertently is was part good timing but it was also based on Larry Swedroe's review of recent literature on TIPS in retirement accounts and I thought, and still think, this is the basis that should be used to evaluate TIPS; not the comparison in the Bloomberg article. My point is mine did provide (and are providing) the diversification benefit I desired and I do believe they are a good way to offset future inflation. The CPI-U is not a hedge against a commodity bubble and it could not expected to be so (this is why I am incrasing my allocation to an oil weighted ETF). It is meant to be an index of a general price rise and I believe it does that reasonably well. But since there is no alternative, all the gripping is misleading. End of homily. I do no want to continue this aspect of the debate.

Ray