Thanks Limo and Kerry...

"It may take a day or two to get your portfolio into M*...  In Aug they are going to roll out a way to share with others...  without me entering in all the info..    the hard part is to enter in the number of shares,  I tried entering in % of portfolio,  but using import it was a no go...  maybe at lunch time I can try again,  it is only 20 positions..."

Yes, and It is def. more funds that I felt necessary - i'd like to pare down the number of holdings wherever i can and cut some expenses- The sharing feature definitely sounds useful -- if i could PM an attachment with the M* view including all details i would be glad to try that too...

Wish I were more fluent in tax matters - i would definitely put more into IRA but need to know more about max. allowable contribution 

Re, the CDs, abt. 200k of the 295k is evenly divided into three laddered ones - maturities reached in 08, 09 and 2010 respectively.  Their advice on what cash is outstanding was an individual Bond.

Thanks again!