Ugh! Another Indexer? LOL

And how is that Port doing for you?

Best go to> Bogleheads :: View topic - Asking Portfolio Questions

If 7% apy is Ok? Why Not just VWELX or VWINX funds and the heck with it?

otherwise? If you dare?

FPACX,OAKBX,PRWCX,PRPFX and throw in alittle Riet Fund..

Past 10 yrs? Ave btwn 10-12% apy

as for "I'm willing to tolerate a fair amount of volatitlty" trick?

Non-sequator.. for being an Indexer isn't it? ...LOL

Or getting alittle frisky and risky now, after getting marginal Rtns on your $ all these yrs?

and waiting? Let me know when you Do decide to time the market and buy in, will you?  Using Murphy's law, that's when it will drop More...LOL

and your being contrary to Boggle and Larry S. On DCA ing aren't you?

Just kidding around..  Good Luck and hope it works out 4 U to your needs.