I moved my MMkt $ yrs ago into my Bal. Funds ( FPACX,OAKBX,PRWCX, PRPFX) not just for preservation ,but for the Potential of making a 8-11% apy vs 3-4% CD's/MMkts..and to pay less Taxes too..
Agreed 100%
Thus? Go for the Gold to make as Much as You can, within reason of course.. and now is not the time to be Ultra Conservative with that $295k in CD's and Mmkt.. It could earn a 10-13% apy vs what? 3-4% in those Stinkin CD's and MMkt.! Look at All the $ your Leaving "On the Table"! $30k yr? $20k after taxes..?
Agreed 100%
and I'm so far ahead of the game going into this yr? I'd have to loose -40% to go back to being where I was in 99'...
Agreed 100%, although the % would have to be alot bigger for me... like 90%
and what are the odds of those Bal Funds Doing that? Pretty Slim and None, And Me thinks Slim Left town..
In a Limo driven by Limoman... before he went fishin...
