Hi, as per posting in a separate thread, I am preparing to drop an advisor and assume self-management of my Schwab Acc't. Portfolio. 

In doing so I'm looking for opinions on what adjustments I might best make at the outset, if any and would greatly appreciate specific or general suggestions based on the breakdown below.

The majority of assets are in a Taxable account which is shown first. Separately I'm listing the smaller IRA account breakdown.

A major concern/question is over tax consequences of liquidating any taxable portfolio holdings at present.  Also, all Funds are currently set for dividend/gains reinvestment.

I have seen something in the realm of a 5-10% decline in total assets over approximately a 1 year period while 'staying the course' on the advisor's recommendations.

I am 50 and had envisioned retirement at approximately 57-59... 

Actual income fluctuates as a self-employed/freelance artist,  in the realm of 55-75k/year. I have no debt or mortgage and am single.  

Taxable: 

Cash:   short term CDs & MMkt  295k

Dodge & Cox Balanced(DODBX)     Moderate Allocation  73k    
Driehaus Emerging Markets(DREGX)     Diversified Emerging Mkts  6.6k
Harbor International(HIINX) Foreign Large Value-   39.6k
Janus Research(JAMRX)  Large Growth   19.5k   
Loomis Sayles Bond(LSBRX)     Multisector Bond  43k
Royce Total Return(RYTRX)     Small Value   44.5k
Royce Value Plus Svc(RYVPX)     Small Growth   44.1k
Sirius (SIRI)  1.5k   
Selected American(SLASX)  Large Blend   76.5k
Laudus International(SWOIX) Foreign Large Growth  27.3k
Transamerica Premier Equity (TEQUX)     Large Growth   27.4k
Tocqueville Gold  (TGLDX)   13.9k
American Century Equity Income(TWEIX)     Large Value   55.2k
UMB Scout International  (UMBWX)Foreign Large Blend   36k
Vanguard Short-Term Bond Index(VBISX)   28.6k
Vanguard Health Care(VGHCX)    36.3k
Vanguard Morgan Growth(VMRGX)   L Growth   17k
Vanguard Total Stock Mkt ETF (VTI)     Large Blend 25.2k

SEP-IRA:

Loomis Sayles Bond(LSBRX) 5.5k,
Oakmark Balanced(OAKBX), 26.8k
Vice Fund(VICEX) 4.1k, Cash, 1.5k

I sincerely appreciate any thoughts on this allocation and would be glad to fill in any details. 

Thanks Again,

 MikeE