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Re: 401K Asset Allocation for Stagflation Environment kerryvan  07-06-2008, 8:36 PM | Post #2536181
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cgaros:

She's not talking about any of your extreme options that are really straw men which avoid the question asked.  Do you really think that whatever AA the OP began with is optimal for all time, and the only option is "Don't look at it"?  What kind of investing advice is that?

I disagree with your mis-stated comment.  For now I'd sit until all the holding time has elapsed.  Jumping now is a sure loss, it may be back to purchase price at the end of the holding time.  Is it really worth a few grand for a couple months?  Is it really going to drop again 3% over the next few months?

If you jump now,  where are you going to put the $$?  You may miss a rise which is a greater loss than sitting on the sidelines.

I pick solid funds the hold on until they quit performing.  Funds are not intended to be short term trading instruments.  While she waits for the holding time to expire,  plan the AA,  and next investments.  So my advise stands,  Just don't look until the holding time is up... 

Topics funds investing advice investments options short View Complete Thread
 
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