What is the issue?   So you are down a little,  granted 3% may be alot if you haven't been watching your investments often..

Option 1, don't look at your investments for a while

Option 2, get worried about losing 3%

Option 3 do something crazy like pull the money out

Option 4, do something really crazy like sell FICDX

Option 5, Put all your money into CD's

I really think you have only one option, which is option 1..  Look again in 6 months.