tar42:

Show the calulations using the Vanguard Balance Index fund vs a few of the top balanced managed funds like Oakmark E/I or TRP's Capital Appreciation.

Not really fair to compare VG Balanced (essentially100% domestic stocks) with OAKBX which has almost 14% int'l. http://tinyurl.com/yqr7os

Even PRWCX is not an apples-to-apples comparison.