"If you have faith in the managers of these funds to adjust for market conditions, why must you adjust beyond what they see fit? "

Oakmark E/I offers the best opportunity and Wellesley follows only a bit behind as solid long time holdings and along with my reduced funds and individual stocks my allocation is just where I feel comfortable at this time. I reduced the non balaced funds because of their holdings and chose to invest some $$$ in the individual stocks as I said earlier. OK?

Ti