I agree with JCs comment about your AA. Choosing funds is the last thing you do when completing a plan. Don't jump yet. As you have already learned, mistakes will be made.

To help you with the asset allocation, I might suggest you read this chapter on asset allocation from Investing Essentials.

http://investingessentials.blogspot.com/2006/02/chapter-2-develop-asset-allocation-in.html 

If you find that the information useful, then read chapters 3-5. 

I haven't looked at all the funds you've listed under taxable, but I'm guessing some are not tax efficient. TIPs for one. I also agree that you are consideing too many funds.Try to keep things pretty simple and efficient.

Paul