Thank you for everyone's input. I appreciate that and will follow up once I get to sell some of my stocks and realign them. As I am getting close to 64, and still hoping to continue working as a banking consultant (mainly overseas) I need to realign soon.

BTW, I do not own today any MLP's (last time I had Kinder Morgan, who was bought out and then stopped their DRIP), nor any CEF's.

 I concentrate on DRIPS only.

 I use Quicken software to maintain track of all my investments, so its not too difficult to manage this portfolio. I will however, start trimming some of my DRIP's once the market "calms down" a bit. My philosophy is to buy (whether the market is up or down)--"buy & hold" diviend stocks, US & international.

 Thanks again to all for your comments!