Tony - Congratulations on your financial security! Speaking of "doomsday", you and I exchanged opinions some time back on whether a bear market was on the way based on closing price of the S&P and a 20% down definition of a bear market. You said it was coming, I said it was not. Thought I'd better speak up now while I still have a chance. Wednesday's closing low of S&P 1261 was down 19.4% from the high of 1565 on 9 Oct 07. So, I'm still hanging in there. :-)

BTW, what are your thoughts on the future direction of the market? While the typical Diehard would say "I don't know and I don't care", I think we all think of such. Whether it influences our investment methodology is another matter altogether.

Jerry