Kerry-- 7% in India! Wow, that's bold.

When I started investing 3 months ago, MINDX was the very first thing I bought. I just had an intuition that India was a good place to be. I was right for the first month (up 12%!)...

...then, oops! I wanted to take the money and run, but the 2% withdrawal penalty stopped me. Now it's more like 20% penalty for staying in!

Okay, my 90 days are up next week, so I could back out now. But now it's too late to back out, isn't it? Should I sit tight? Add more to restore my intended allocation?

And, Kerry, do you have all that in MINDX, or do you use ETFs also? I went with the managed fund because the cost difference was small, but I got burned by the liquidity difference. Do you see management adding much value here?

Thanks for sharing your insight...

Aalan