Well, In times like these ( Corrections/Recession/Bear markets)?

It just Reconfirms my choosing to Move More( 80%) into my Conservative AMBF's and let them decide what to do..( Conservative meaning Very little to '0" loss yrs in a Bear market and Ave Index rtns in a Bull market)

and just Accepting And Lowering My Expectations...and build in a further Safety Net..

By Taking whatever my Funds APY's have been for the past 8-10 yrs and subtract another 20%... ( Eg: My retirement port has a past 10 yr ave of about +15% apy-20% = -3% = 12% apy ) as a safety cushion..

Why? AMF's tend to do well until they get Big.. ( re: D&C funds as Prime example) and then they level out to do about as well as Comparable Index funds or A Index Port.

If they do better? Great, but Not to expect it..

Of course one has to have enough $ in the first place to do this, if one doesn't? Then they have to either Take More Risks with different investmnts or expect/try to Live on less..

Or go Marry someone who has More $ than you...LOL

For Women? Go invest some $ into Improving yourself, be it Join Health Club or getting a Boob/& Tummy Tuck job and Guys? Most of you surely need a Health Club and Need to Loose about 20% of your Bellies! Those Desk Or Trucker Jobs are Killing you...LOL

as for Rebalancing In a Bull market? Didn't prove out for my Investments.. I did a past 10 yrs comparision on Rebalance or Leave it alone and let it ride.. The Let It Ride did 3.4% apy better after 10 yrs and I spend alot less in Broker fee's..

Maybe Those that Advocate ReBalancing are supporting their Own Industry to provide $ to their own Kind? 

And I found, every Single Financial Advisor and Firm HATED AMBF's...!                  Gee, I wonder why?

and that weighed heavily in making my decisions on moving most of My $ into them and glad I did, way back in 1998-2000..

LOL