"Me?  If I spend it, I don't count it in the YTD returns.  "

Sorry Lili..but you sound so much like My Wife...& Kids that used to try to Pull on me.. 

And Try telling that to the IRS...LOL

If your paid a Div or CG  and isn't it Taxable income, be it In a taxable account or it's defferred in a IRA( eventually will have to pay taxes on it)

and I don't need a Complicated spreadsheet, I just add it all in one pot and divide accordingly into What I had to begin with..( cost basis) to tell me what my Gross (and After tax is if in my taxable account) and although, My Brokerage Firm gives me alot more detailed report every yr. and thus let them do it..and For my Taxable Accounts, Let my CPA figure it all out and he tells me all the #'s too..Which I pay very little attention too..since Bean counters have to Make things Look complicated to Justify their Fees/Salaries..