Hi L,

I'm just glad that you didn't start a separate thread on these funds within 2 hours of my original post.  That would have been very annoying.

I am actually not interested in any of these funds as described in the SEC filing, unless I am able to buy the institutional class for a reasonable minimum (hopefully Fidelity, TDA, or WT will come through) or the "A" class with the load waived (as Schwab does for QUAGX, QTRAX, and a few other funds). Likely some retirement plans will have access to the "A" class with the load waived.

Kevin