And they say there is too much risk with Intl, EM funds... My portfolio, international 74%, less than .4% bonds, low cash. My 4 stocks were all above 140, LOL..
My risk is 93. Portfolio is Agressive. Says that Diversification has reduced my risk by 21%. Dow risk is 90, S&P500 risk is 93, Nasdaq is 110.
My Risk vs Return graph shows 5 Pacific rim funds below the line, as the returns being sufficient for the amount of risk. 3 funds were below the S&P500.
I have a Risk Ranking of 4% versus the S&P500, in other words, 96% of the stocks in the S&P500 are riskier than my portfolio.
S&P500 = Minimum RiskGrade in the group: 63. Maximum RiskGrade in the group: 639. Average RiskGrade: 167.
As a test I added on 10% in bonds, My risk dropped to 86. Portfolio is Growth. Says that Diversification has reduced my risk by 27%. Not much else changed.
