Okay, 200K in accounts, house paid off - potential down size? no cash flow issues now.
health care? newer car? an good night out? Travel? I think your needs will fall short, use the Fido calculator...
- You have 25% in CD's
- 75% for funds
So you have the CD/ bonds covered,, The rest for growth and income in 5 yrs... I rather see 5 to 6 funds,
- 15% Global bonds
- 20% in BRIC, 2 funds min (PRLAX, EUROX as examples)
- 20% global balanced
- 20% LC US market
- 25% your choice
