Thanks Taylor - i will definitely check out those links soon

 I remember you loved the American Funds, especially CWGIX (which i would love to buy) and CAIBX< but i just can't bring myself to pay the loads. It's too bad though because one of the 529 plans i was looking into for my daughter was with American and i think the CWGIX would be a great option.

Also, what are your thoughts on D&C? Obviously they have hit a rough patch here and a lot of people are doubting them now because they feel they have become too bloated. There was a time when i would have loved the chance to buy DODBX, but now i'm not so sure. Also, what do you think about their new D&C Global fund?