I recently obtained a new job, and for the first time I will have access to a 401(K) plan. Unfortunately, the plan does not offer a terrific selection - which leads me to my question: Do I contribute the maximum amount to the 401(K) or do I contribute just enough to get the maximum matching funds and invest the rest of the money in an individual account? Currently, my wife and I max out our Roth IRAs, so the leftover funds will have to be in a taxable account. 

In case anyone has any ideas about the 401(K) allocation, I listed the funds below.  We are trying to match the allocation of Vanguard's TR 2045 fund and have about 30K to invest this year.  The 401(K) funds are:

- Blackrock Fundamental Growth (MAFGX), Global Allocation (MALOX), International Value (MDIVX) and Value Opportunities (MDSPX)

-  Davis New York Venture (ISBAX)

- Evergreen Core Bond (ESBAX) 

- Federated International Equity (FTITX)

-JP Morgan Dynamic Small Cap (VSCCX) 

- Loomis Sayles Core Plus Bond Income (NERYX)

- Oppenheimer Quest Balanced (QVGIX)

- Van Kampen Aggressive Growth (VAGAX) 

If a similar issue has been addressed just let me know the post, and I will take a look. Thanks in advance for all your help! 

-Johnny