Twinlabs - Ugh.  I hope nobody's getting kickbacks!  It seems like this really is an uphill battle, doesn't it.  Good for you for getting the previous employer to switch to Fidelity.  That gives me hope that it can be done.

I've checked out Employee Fiduciary.  It seems like a pretty good option.

I also talked to Vanguard a couple of weeks ago.  Apparently you can have a VG 401(k) if you have $1M in plan assets, but they will have someone else do the paperwork.  If you have $10M in plan assets, then they will do the paperwork directly.  I know my husband's plan has more than $1M in assets, but they may not have $10M.

I'm working on a spreadsheet right now that compares JH funds to comparable funds from other companies, showing how hosed we're all getting on fees.  Hopefully it will be a good sales tool (of course this assumes I can figure out how to get the math to work).  Doing an apples-to-apples comparison is a good idea.  Is there anything else to compare besides # of employees, total $ in plan, list of current funds and % allocated to each fund?