So, Fidelity it is. I'll be meeting with my rep today and setting up an appointment with a CFP to do some brainstorming. In the meantime, I've been going through the list of funds available and coming up with favorites based on expense ratios, performance, and Morningstar rating (4* or better).

I'm still kicking around the 100% equities versus including a small portion of bonds (80/20) to stabilize the returns/losses should the market volatility continue. I think, though, based on my age (35) and expected duration of contributions (25-30 years), at this point I'm willing to accept more risk for higher returns and am leaning toward 100% equities with a Kiplinger split since that offers good steady growth with moderate risk and hopefully some stability:

60% lg cap (15% blend, 15% growth, 30% growth)
20% international

10% mid cap
5% sm growth
5% specialty (nat resource)

Any comments or advice on that? Oh, by the way, here is the link to the funds available ( https://www.mysavingsatwork.com/taxexemp... any advice or comments on that would be awesome as well. Thanks again!

-EB