Thanks for the input. Knowing who is easy to deal with is as important to me as fees, options, and performance. Ant oher insight and experience would be more than welcome. Right now I'm reading up on portfolio diversification (lg Vs sm cap, growth Vs. blend , etc...) so I can go in with eyes wide open.

I'm still waiting to hear (they don't work weekends?!? :)) from each of the reps whether I'll have unrestricted access to all funds or which funds I will have access to.

Thanks all.

-EB