Local Finance show says:

1. Due to Living longer tablesbeing updated in 2007

2. Using the 4% WD rule ( and you may even be able to WD 5%...)

3. " Inorder to Avoid running out of $, one has to have at Least 50% in stocks"  

I took a Balanced Index Portfolio  using VFINX,VIMSX,NAESX,VGSIX,VGTSX ( Invested Equally) and VBMFX for Bonds and found :

Mix      10 yr         5 yr

70/30 = 8% apy    14.8%

60/40 = 7.7%       13.6%

50/50 = 7.4%       12.2%

40/60 = 7%          5.19%

Does this look about right?

If so, what a major difference btwn 40/60 vs the other mixes for past 5 yrs..

and comparing to a 50/50 , per 10 yrs, earning .4% less vs making +7% apy in Bull markets more would be better. Thus a 50/50 vs Less equities would be better?

Does this look about right?