I have 114,000. In FKINX,drawing fixed Dividends monthly. It has been suggested that I diversifly, place $30,000.in Tpinx -- $30,000. in TEQIX --and leave $54,000. in FKINX... Also suggested that for fixed Income, that I purchase Principal Life Corenotes  and  IBM CORP Depentures. Do you all have any input to give me. My FKINX is paying me $521. monthly for this year. I know nothing of finance, just put savings away for retirement. Does this investment have any smarts to it??       

Eagle