First, though, I have a correction to report for last month's returns...
Instead of being up +2.09% YTD for Feb 2008, my 401k was DOWN -5.19%.
What caused my error? I entered the numbers for our total $ --both Rick's & mine-- for Schwab. Like I said,
color me stupid .
Naturally, that means anything I said in my February report about my 401k or our Whole Banana or anything else, for that matter, is just so much meaningless blatherings. Ignore me. In future, I will merely highlight what I believe are pertinent actions. Other than that, I'll just double-check my numbers and report them. It's safer that way.
For my March data, I have again triple-checked my numbers...
| the Whole Banana | -2.71% |
| Rick's Simple | -4.11% |
| my 401k | -2.44% |
.
| cash | 35.23% | | | |
| US | 32.14% | | | |
| foreign | 24.63% | | | |
| bonds | 6.46% | | | |
| other | 1.54% | | | |
| not class. | 0.00% | | | |
| | | | |
| largecap | | 14 | 13 | 13 |
| midcap | | 6 | 8 | 10 |
| smallcap | | 7 | 7 | 7 |
| | | | |
| LV | 20.40% | | | |
| LG | 20.01% | | | |
| M/SV | 20.80% | | | |
| M/SG | 24.65% | | | |
| | | | |
| average ER | 1.27% | | | |
| yield | 2.66% | | | |
.
Most pertinent actions taken:
- I started a biweekly DCA in Rick's new Principal 401k on 3/12 as soon as his money came in.
- I got VISA on the IPO in my Schwab 401k. My price per share was 44. Yippee!!
- I closed out some emerging market stuff to raise cash for 2. above. I figured that I needed to balance any possible ramifications with speculation. You might not view VISA as speculation, but IPOs are notorious for wildness --more down than UP.
- I decided to take advantage of weakness & diversify my Royce assets a bit more. I moved a portion of my RYTRX and also a portion of my RYFSX into RYDVX. RYDVX's goals are quite similar to RYTRX, but RYDVX is much more focused. Longterm, I think it will be quite profitable and compound my profits from the other 2 funds. I realized profits in my RYTRX and RYFSX shares and got in on the ground floor with RYDVX. (Note... I forgot to include this data when I opened this post and added 4. to it on 4/2.)
'Nuff said. Less is more coming from me. As I say above, color me stupid.
.
Regards,
Susan
.
P.S. Sad to say, my 401k is down a mere -2.44% with the blessings of V. I'd hate to see where it would be without it.
