Thanks so much for everyone's feedback. Your opinions have cemented what my gut was telling me - steer clear of SB.

Great - so I now know what I am NOT going to do. Right now I am leaning toward leaving the assets with USBank's financial management department, at least for a year so I can educate myself and become my own advisor, as you all reccomend. I am drawn to this option because:

1) I have to do something soon with these assets - as it is, they are still in my grandparent's accounts, two months after I inherited them;

2) Some of the stocks are propietary to USBank and cannot be transferred elsewhere (I think that is class Y stocks??), and it seems like a very bad time to sell off anything;

3) Although the annual management fee will suck 1.5% out of my account, it seems that is a price I must pay until I know enough to manage things myself (especially with the recent volatility in the markets - this doesn't seem like a time for experimentation). I am relieved that it is a set annual management fee, and not a commission.

4) Last and probably most important: I am terrified of screwing up this opportunity - I am really starting at ground zero for knowledge and experience in finances and investing (I am a parent of very young kids, and I can barely keep up with the bare essentials of daily life, much less quickly learn how to best manage a windfall). I know I can learn, but it is going to take some time.

SO, in closing, does it sound reasonable to suck it up and pay a industry-standard management fee in order to buy myself some time to learn about managing money myself? If so, does it seem prudent to stay with USBank, with the goal of re-evaluating in approximatley a year?