Jerry,
My post connects to this conversation which has disappeared.
http://socialize.morningstar.com/NewSocialize/forums/thread/2470632.aspx
http://socialize.morningstar.com/NewSocialize/forums/thread/2470632.aspx
If in the meantime you want to check prices then see it here:
You can get a rough idea of costs from this Federal employees calculator but this will be much less costly compared to those available commercially. Costs of commercial LTC policies change greatly from insurer to insurer, and there are lots of questions to be answered. Best insurers are: John Hancock, Genworth, MetLife, etc.
Link:
https://www.ltcfeds.com/ltcWeb/do/assessing_your_needs/ratecalc
Happy New Year!