My results are +5.10% YTD using Bobbi’s simple method and 5.37% with Dons and 5.35% with XIRR. 

Behind VTSMX 2.42% from June 2001.

I have no target allocation goals, but I currently have 4.0 years worth of living expenses in fixed.

Current portfolio is:

LIVING EXPENSES FUNDS: (16% of total)

16%     Cash (Emigrant Direct and CD)

Equity: (79% of total)

9%            MPGFX (Mairs and Powers)

12%          RYTRX (Royce total return)

5%            DODIX (Dodge and Cox bond fund)

16%          LLPFX (Longleaf Partners)

16%          DODGX (Dodge and Cox Stock fund)

20%          DODFX (Dodge and Cox International)

5%            TAVFX (Third Ave Value)

My asset allocation including cash/bonds in funds is currently:

16% Cash

5% bond fund

21% foreign 

58% Domestic funds

No changes this month other than my monthly draw.

Ben