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Mina
twinlabs
09-06-2007, 8:36 AM | Post #2434216
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Hate to say it, but what a lousy employer.
For me (my husband's employer has John Hancock. Another not so good choice), we selected a fixed income fund because it had the lowest fees and we allocate around that with our IRA's. It makes sense for us because we need the reduction in taxes that a pre-tax 401k contribution provides. If you don't need to reduce your taxes, then I say stay out of your 401k. The way we do it is just increase the payroll withholding via W-4 (we use 20) so that you get more $$ back during the year and just contribute to the 401k.
Originally posted in thread: 2503
Topics
401(k)
funds
IRAs
John Hancock
taxes
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