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Handson, Tracking April. 30, 2008
ben egbert 04-30-2008, 5:36 PM | Post #2513348 |  35 Replies
2  

 

FUND             ENDING          TOT RETURN

 

VTSMX             $33.46                -4.64%

DIA_(DJIA)       $128.190               -2.64% 

IWM_(R2K)      $71.40                 -5.36%

SPY_(SP500)    $138.40                -4.41%

GLOBAL          $16,525                -1.85% 

ENERGY          $68,649                +1.58% 

 

INDEX             ENDING

 

SP500              1385.59

DJIA                12820.13

NASDAQ        2412.80 

 

Last months results:

 

http://socialize.morningstar.com/NewSocialize/forums/thread/2503818.aspx

 

 

 

Ben

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Re: Holdings (Mike)
SpringChange 05-06-2008, 11:24 AM | Post #2515163
-1  

I can think of several reasons why not to post portfolio, I may be willing to share privately.  I don't like the responsibility for one, someone might think I'm endorsing a security when in fact my risk tolerance is much higher perhaps due to my age.  Secondly, I don't want to be analyzed by one of the amateur blogger wannabes present on other forums here who espouse holdings advice, in fact, these folks I usually do just the opposite.  Thirdly, holdings change without notice. 

The key imo is not holdings, but the percents of holdings that tell the story. Last year, for example, you know what I was doing without having the details if you can read between the lines. I provide comments periodically,  if you think a clueless forty-one year old might be helpful, read them, what can I say.

Given my age, risk tolerance, etc., my portfolio results should differ from a retired or near retired investor, on the down and upside.  I don't have to sweat major loss at this point in life.  Most importantly, however, portfolio is constructed to balance out a substantial stock ownership in myself.  For example, last year 30% of portfolio was cash invested in equities that is now cash invested in business.

 Incidentally, I know several folks who are way up this year and I'm not one of them, I don't know how I could have done differently, trying to avoid a black swan that didn't materialize. I am patient and bullish in the long run, but  if I had done nothing since Jan 1, I'd be up 9% this year.  There is no question there is always a lot to learn, even for a guy that bought stock at the age of ten over thirty years ago.  First stock I put my life savings in (government bailed them out) and was a ten bagger as a paperboy, bought a Mercedes with it and the best stereo system on the block.  Dumb luck is defintitely something one should always acknowledge.

Clue-  I am ready to deal with some serious volatility again.

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YTD Results (04/30/2008)
Bill Rogers 05-07-2008, 3:18 AM | Post #2515352
0  

Hi Ben,

 

2008 Results*(+0.79%)

*Results of net of all fund expenses and 401k plan administration fees (see below).

 

Long-Term Results (as of 04/30/2008)

 

1 Year

3 Years

5 Years

Annualized Return

-0.80%

8.71%

10.34%

Standard Deviation

8.85%

6.74%

6.50%

Sharpe Ratio (Ex-Post)

(0.42)

0.68

1.08

 

Fund Contributions in April 2008

April contributions were as follows: OYRDX (51%), VIPSX (34%), MIPYX (9%), and FCNTX (6%).

Projected Fund Inflows for May 2008

Currently May 2008 401k contributions will be allocated to OYDRX (100%) to get my large cap value closer to its target. All allocations are within the 5/25 rule as shown on following table.

Portfolio as of May 1, 2008

ASSET CLASS

Current Allocation

Target Allocation

Fixed Income

30.34%

30.00%

MM Inflation Protected Bond (MIPYX)

19.05%

 

Vanguard Inflation-Protected Securities (VIPSX)

1.44%

 

MM Premier Strategic Income (MISLX)

9.31%

 

State Street Money Market (SSMXX)

0.56%

 

US Large Cap Value

7.06%

7.50%

Vanguard Value Index (VIVAX)

6.50%

 

Oppenheimer Rising Dividends (OYRDX)

0.56%

 

US Large Cap Blend/Growth

7.60%

7.50%

Fidelity Contrafund (FCNTX)

7.60%

 

US Mid/Small Cap Value

6.17%

7.50%

Vanguard Small Cap Value (VISVX)

6.17%

 

US Mid/Small Cap Blend/Growth

7.85%

7.50%

MM Small Cap Growth Equity (MSGSX)

3.01%

 

T Rowe Price New Horizons (PRNHX)

3.04%

 

Vanguard Mid Cap Index (VIMSX)

1.80%

 

Real Estate Investment Trust

20.64%

20.00%

Vanguard REIT Index (VGSIX)

20.64%

 

International

20.34%

20.00%

Vanguard International Value (VTRIX)

10.00%

 

Vanguard Total International Index (VGTSX)

10.34%

 

 

 

YTD Returns of Currently Held Funds

Vanguard Inflation Protected Securities (VIPSX)

3.12%

MassMutual Premier Inflation-Protected Bond (MIPYX)

3.49%

MassMutual Premier Strategic Income (MISLX)

2.49%

Vanguard Value Index (VIVAX)

-5.25%

Oppenheimer Rising Dividends (OYRDX)

-3.39%

Fidelity Contrafund (FCNTX)

-6.58%

Vanguard Small Cap Value (VISVX)

-2.38%

Vanguard Mid Cap Index (VIMSX)

-4.52%

T Rowe Price New Horizons (PRNHX)

-6.70%

Vanguard REIT Index (VGSIX)

8.14%

Vanguard International Value (VTRIX)

-2.41%

Vanguard Total International Index (VGTSX)

-3.57%

 

CURRENT PORTFOLIO STATS (M* X-Ray)

Equity Style Box

 

Value

Core

Growth

Large Cap

19

18

11

Mid Cap

8

18

6

Small Cap

8

7

4

 

Bond Style Box

76% Long-Term High Credit Quality

24% Intermediate-Term Medium Credit Quality

Yield (3.51%)

Expenses (0.15% 401k Plan wrap fees + 0.48% fund expenses)

P/E Forward Ratio (16.71)

P/B Ratio (2.02)

ROA (6.12)

ROE (17.24)

 

ASSET ALLOCATION (M* X-Ray)

ASSET CLASS

Current Allocation

Target Allocation

Cash

3.88%

0.00%

US Stocks

46.14%

50.00%

Foreign Stocks

21.71%

20.00%

Bonds

27.08%

30.00%

Other

1.74%

0.00%

Not Classified

-0.57%

0.00%

 

Best wishes,

Bill

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Re: Andrew's YTD -2.90%
RettW 05-07-2008, 5:10 PM | Post #2515597
0