3 Fund Portfolio
eddy409
04-20-2008, 4:42 PM | Post #2510033 |
5 Replies
What do people think of the following portfolio:
60% Fundamental Investors
20% Bond Fund of America
10% Reit Fund
Re: 3 Fund Portfolio
04-20-2008, 7:43 PM | Post #2510074
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Eddy,
What are your investment objectives?
Wayne.
Re: 3 Fund Portfolio
04-21-2008, 6:05 AM | Post #2510137
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Wayne,
I just want something that I can put my money into not really worry too much. I have 35 years until retirement.
Re: 3 Fund Portfolio
04-21-2008, 5:31 PM | Post #2510358
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Eddy,
Is this in a tax sheltered account or in a taxable account? Are you familiar with the load structure of the funds and the debates for or against load funds? Do you have any other funds or accounts that you are currently invested in? What funds are available to you besides the one you listed?
What would say is your level of knowledge in terms of investing. It is very important for one to be aware of what qualities are in a fund that a person owns and his/her threshold for risk!
Something I found helpful is I defined my objectives wrote them down and began a dispassionate journey in seeking to find funds that met those objectives. I encourage you to think about doing the same...I found it helps one to stay on track over the long term.
Thanks, Wayne.
Re: 3 Fund Portfolio
04-22-2008, 10:25 PM | Post #2510769
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[quote user="eddy409"]
What do people think of the following portfolio:
60% Fundamental Investors
20% Bond Fund of America
10% Reit Fund
[/quote]
I would go with more international exposure and more mid/small cap exposure for someone with 35 years to retirement:
10% New World - NEWFX
10% EuroPacific - AEPGX
10% Small Cap World - SMCWX
10% REIT Fund
10% Capital World Bond - CWBFX
25% Fundamental Investors - ANCFX
25% Growth Fund of America - AGTHX
Re: 3 Fund Portfolio
04-24-2008, 8:14 AM | Post #2511281
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American has already put together a few three fund portfolio suggestions for you.
The long-term growth oriented TRICAP:
33.3% each in AMCAP, Smallcap World, EuroPacific
The Asset Allocation Growth strategy called TRIAD:
33.3% each in New Perspectives, ICA, and Bond Fund of America
For steady growth and lower volatility, you may want the "All Weather Foundation":
40% AMCAP
40% American Mutual
20% Bond Fund of America
Of the pre-packaged ideas I like All Weather best. I do my own three fund portfolio
35% AMCAP
35% CWGIX
30% CAIBX