What ETF, OEF and stocks do you hold at month end?

Did you have any transactions during the month?

What percentage do each of your holdings represent in your portfolio at month end?

Thanks.

Mike

Can you post your holdings (fund/stock names and ticker symbols) along with the percentage that each represents in your portfolio?

No one cares about the dollar amount, but if we know what you're holding, and the percentages, we can learn about how your individual holdings react to various market changes.

Thanks.

Mike

Can you post your month end holdings?

Can you post your transactions during the month?

If you could do that, then we could get a feel for how you operate, and maybe even a feel for "what's hot" right now.

If you would post your month end portfolio, and your monthly transactions, then maybe the chap named Jerry who drops in now and then, and has been so giving with his research, would do the same, and we would have a chance to see what two upgraders are doing.

Thanks.

Mike

Thanks for breaking out the percentages of your holdings.

That helps me get a feel for how each of them responds to what's going on in the real world month-by-month.

Mike

YTD cumulative withdrawal = 2.1%***

***Uncle Sam and farm equipment got me this month.

Can you explain how "Uncle Sam" and "farm equipment" affected the value of your month end portfolio?

In other words, does your "Down 1.68%" statistic reflect that you took out taxes and some farm equipment expenses in April?

That could make big difference to those of us who are watching how your portfolio perfoms each month in various macro economic conditions.

Mike

If I was Rick, I'd be asking you questions about how come you're making money and I'm not.

What's goin' on, women? How do you 'splain dat?

Mike

Could you post the names and ticker symbols of what you own at month end, along with the percentage of each in your portfolio?

It would also be very valuable if you could give us a brief comment each month about the transactions you made during the month.

HandsOn Tracking is designed to be a learning experience. In order to learn from the various posts, we need to have a breakdown of the individual investments in each person's portfolio, so we can see how the entire protfolio reacts to real world economic and market changes.

We don't need the dollar amount of your porfolio. We need a list of all the individual investments, and the percentage each investment represents at month end, along with a brief description of any transactions you made during the month.

Thanks for reporting on HandsOn Tracking.

Mike

Good evening, Mike

I wish I could report that my portfolio only lost 0.68% and I then subtracted the 1% I spent. Alas, that's not he case; I do not consider my spending when calculating my portfolio performance. The annual withdrawal rate is for my information and probably doesn't add any worthwhile info to my monthly report. Thanks for asking and congratulations to you and the others with positive returns year-to-date.
Bobbi

1. My 401k is at Schwab with complete flexibility --I can do whatever I want and anything Uncle Sam allows us to do in a retirement account. Rick's employer's retirement plan has always been much, much more restrictive --a fixed and limited universe of a single mutual fund/insurance family. First it was Thrivent as a Simple, now with Principal as a 401k.
2. Rick's Simple assets were rolled into his Principal 401k and it took forever. The plan was changed in the beginning of December, but the forms to transfer/consolidate Rick's assets were not signed til  January. I kept his assets invested  (unfortunately cuz of January-February performance) until they transferred  in midMarch to Principal. Time and the market worked against his funds in January and February.
3. I had Rick's rollover transferred to a money market and have been gradually DCAing into my chosen allocation for Rick's 401k. Using public tickers, I chose to go with 80% SAIPX, 10% PEPSX and 10% PIIIX. Rick's actual funds are "proprietary" and are load-waived with lower ERs than SAIPX, PEPSX and PIIIX. Caution on my part... this is Rick's money and I prefer to tread carefully in how I manage his assets. I am more comfortable DCAing his very large cash balance between now and November 2008.

I don't sound very modest here, but I don't care... My talent for investing is severely restricted by Rick's plan. However, I am comfortable with the funds and the allocation I have chosen for him:  80% SAIPX, 10% PEPSX and 10% PIIIX. This combo achieves, in effect, 1/3 each in bonds, domestic equity and international equity. I used MSN's 401k quick check tool to choose which Principal funds will, longterm, achieve a nice balance of upside potential with the least downside risk.

Principal is on trial with me for the next 1-2 years. If these funds do not perform the way I expect them to, we'll move 'em to an IRA Rollover. (To convince Rick, I'll show him MY 401k's assets. He's eatin' my dust now. LOL!) To be fair to Principal, though, I really think that their funds are up to the challenge.

Why didn't I do have his Thrivent Simple assets moved to an IRA Rollover now? Simple answer... Rick didn't want to.

Regards,

Susan