I am deciding whether to place $25k that is coming due from a CD soon in either AMECX, CAIBX or a combo of the two.  I currently have $25k in each of AMECX and CAIBX.

The shares would be held in my IRA.  I am in retirement currently (68) and will use the dividends as income and reinvest any capital gains distributions.  I am in fairly good health (expect to live to 80 but probably won't make it to 90). 

If I invested the entire $25k in AMECX at current price (17.96) that would give me 1392 shares.  Their last dividend was 19.5c per share for a dividend of $271.  If I invested the entire $25k in CAIBX at current price (58.1) that would give me 430 shares.  Their last dividend was 52c per share for a dividend of $224.

I have other investments in American Funds and will pay a 1.5% load if I invest in these funds.  I am not concerned about the load so much as current and future income stream and long term capital preservation in light of inflation.

I would like to hear other's thoughts on these two funds compared to each other given that I already have $25k in each fund.  I have other investments but don't want to get into those right now because I have made the decision to go with either all $25k in one of the funds or a combo of the two.  Thanks for any input!