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tomseeley
08-28-2007, 12:38 PM | Post #205490 |
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I'm 63. Self-employed, with a substantial retirement portfolio. Taking a small pension now, about $10,000 a year. I could continue working past 2007 but I really don't want to. I'm satisfied the portfolio will sustain us for quite some time, although I'm also aware that how long it has to last is always a crap shoot for any of us!
My question is: what are the issues I should consider in trying to decide whether to take reduced social security now and leaving more in the portfolio to grow longer, vs. the opposite: defer SS till age 66 or even 70, so it grows but having to take more out of the portfolio each year to support us in the manner to which we would like to become accustomed, etc?
Originally posted in thread: 3161
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